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carrilloapps/README.md

Junior Carrillo

Tech Lead · Open Finance & Payments Expert · AI-Driven Architect
Yummy (YC S21)  ·  Ex Wompi (Bancolombia)  ·  Medellín, Colombia

Portfolio carrillo.app Substack carrilloapps LinkedIn carrilloapps X @carrilloapps Profile views


About

Tech Lead at Yummy (YC S21) — building Open Finance and Core Payments infrastructure for LATAM. 10+ years shipping payment systems at scale across banking, retail, and aviation in Colombia and Chile.

My focus: distributed systems that move real money reliably. From Colombia's first Open Banking service at Wompi, to CQRS architectures processing +150M records at Yummy, to autonomous AI agents applied to financial operations. I care about systems design, clear architecture decisions, and mentoring engineers who build for scale.

Outside of code: writing about fintech and engineering on Substack, licensed Ham Radio operator HJ4JPC, and occasional outdoors.

📬 carrilloapps.substack.com  ·  🌍 carrillo.app  ·  📫 m@carrillo.app


Experience

Company Role Impact
Yummy (YC S21) Tech Leader Billing 4d→15min (+12M invoices/Q). CQRS +150M records, reports <3s. AI agents. PCI-DSS.
Wompi (Bancolombia) Senior Full Stack First Open Banking in Colombia (Bre-B). 13M payers, 40K merchants, $50B COP/year.
Cencosud ($17.4B NRF) Developer Leader Payments & Fraud: event-driven architecture + SAP integration.
SKY Airline Sr. Engineer & Tech Lead Mobile sales ecosystem (Kotlin, Swift, RN) for +13.8M passengers/year.
Falabella ($14.7B) Mid. Backend Developer High-concurrency payment microservices. Kafka, RabbitMQ, Circuit Breaker.
Acid Labs Sr. Engineer → Tech Lead 3 years: Retail, Banking & Aviation (~$32B combined revenue).

Featured projects

  • hfo — Fullscreen TUI and headless CLI for Hugging Face GGUF models on Ollama   Stars TypeScript
  • zefer — End-to-end encrypted, zero-knowledge tool that runs entirely in your browser   Stars TypeScript
  • bcv-exchange-rate — Node.js library for BCV Venezuela and TRM Colombia exchange rates   Stars TypeScript
  • ai-sync-cli — Universal sync tool for AI coding agents and IDEs   Stars TypeScript
  • web-aprs-passcode — APRS-IS callsign passcode generator for Ham Radio operators   Stars TypeScript

Tech stack

Languages

Go, TypeScript, Python, Kotlin, Java, Swift, C#, Rust

Frameworks & runtimes

Node.js, React, Next.js, NestJS, Spring, Express, GraphQL, Tailwind CSS, Vercel, Prisma

Cloud, DevOps & messaging

AWS, GCP, Azure, Docker, Kubernetes, Terraform, Kafka, RabbitMQ, GitHub, GitLab, Grafana, Sentry

Databases

PostgreSQL, MongoDB, Redis, MySQL, DynamoDB, Cassandra, Elasticsearch

AI & Automation

Claude Claude Code OpenAI LangChain Hugging Face n8n ClickHouse


Writing on Substack

Ver todos los artículos en Substack


GitHub stats

Junior Carrillo GitHub contribution streak


Connect

LinkedIn GitHub skills.sh Substack X (Twitter) Bluesky Dev.to Hashnode Stack Overflow GitLab YouTube Instagram Facebook


Buy me a coffee — support Junior Carrillo

Pinned Loading

  1. GolangVE/SitioWeb GolangVE/SitioWeb Public

    Sitio web oficial de la comunidad de Golang en Venezuela

    JavaScript 6

  2. skills skills Public

    Adversarial risk gate for AI coding agents — blocks actions until you approve. Works with Copilot, Claude, Cursor, Windsurf & 40+ more.

    Shell

  3. picoclaw-dotfiles picoclaw-dotfiles Public

    🦞 PicoClaw Dotfiles — Deploy a 24/7 AI assistant on an old Android phone One-click installer.

    Shell 1

  4. zefer zefer Public

    End-to-end encrypted · Zero-knowledge · 100% in your browser

    TypeScript 1

  5. bcv-exchange-rate bcv-exchange-rate Public

    Libreria Node.js (TypeScript) para consultar tasas oficiales del BCV (Venezuela) y la TRM (Colombia)

    TypeScript

  6. hfo hfo Public

    Fullscreen TUI and headless CLI for Hugging Face GGUF models on Ollama, auto-tuned to your hardware.

    TypeScript 3