diff --git a/src/Rules/Properties/ReadOnlyByPhpDocPropertyAssignRule.php b/src/Rules/Properties/ReadOnlyByPhpDocPropertyAssignRule.php
index e61a9a2426..696b37e1f9 100644
--- a/src/Rules/Properties/ReadOnlyByPhpDocPropertyAssignRule.php
+++ b/src/Rules/Properties/ReadOnlyByPhpDocPropertyAssignRule.php
@@ -48,9 +48,6 @@ public function processNode(Node $node, Scope $scope): array
 		}
 
 		$inCloneWith = (bool) $propertyFetch->getAttribute('inCloneWith', false);
-		if ($inCloneWith) {
-			return [];
-		}
 
 		$inFunction = $scope->getFunction();
 		if (
@@ -97,6 +94,10 @@ public function processNode(Node $node, Scope $scope): array
 				continue;
 			}
 
+			if ($inCloneWith) {
+				continue;
+			}
+
 			$scopeMethod = $scope->getFunction();
 			if (!$scopeMethod instanceof MethodReflection) {
 				throw new ShouldNotHappenException();
diff --git a/src/Rules/Properties/ReadOnlyPropertyAssignRule.php b/src/Rules/Properties/ReadOnlyPropertyAssignRule.php
index 987e000256..74cb5025a2 100644
--- a/src/Rules/Properties/ReadOnlyPropertyAssignRule.php
+++ b/src/Rules/Properties/ReadOnlyPropertyAssignRule.php
@@ -47,9 +47,6 @@ public function processNode(Node $node, Scope $scope): array
 		}
 
 		$inCloneWith = (bool) $propertyFetch->getAttribute('inCloneWith', false);
-		if ($inCloneWith) {
-			return [];
-		}
 
 		$errors = [];
 		$reflections = $this->propertyReflectionFinder->findPropertyReflectionsFromNode($propertyFetch, $scope);
@@ -84,6 +81,10 @@ public function processNode(Node $node, Scope $scope): array
 				continue;
 			}
 
+			if ($inCloneWith) {
+				continue;
+			}
+
 			$scopeMethod = $scope->getFunction();
 			if (!$scopeMethod instanceof MethodReflection) {
 				throw new ShouldNotHappenException();
diff --git a/tests/PHPStan/Rules/Properties/ReadOnlyByPhpDocPropertyAssignRuleTest.php b/tests/PHPStan/Rules/Properties/ReadOnlyByPhpDocPropertyAssignRuleTest.php
index 849e6f6938..6e5c5dcb46 100644
--- a/tests/PHPStan/Rules/Properties/ReadOnlyByPhpDocPropertyAssignRuleTest.php
+++ b/tests/PHPStan/Rules/Properties/ReadOnlyByPhpDocPropertyAssignRuleTest.php
@@ -188,7 +188,12 @@ public function testPropertyHooks(): void
 	#[RequiresPhp('>= 8.5')]
 	public function testCloneWith(): void
 	{
-		$this->analyse([__DIR__ . '/data/readonly-phpdoc-property-assign-clone-with.php'], []);
+		$this->analyse([__DIR__ . '/data/readonly-phpdoc-property-assign-clone-with.php'], [
+			[
+				'@readonly property ReadonlyPhpDocPropertyAssignCloneWith\Foo::$pub is assigned outside of its declaring class.',
+				29,
+			],
+		]);
 	}
 
 }
diff --git a/tests/PHPStan/Rules/Properties/ReadOnlyPropertyAssignRuleTest.php b/tests/PHPStan/Rules/Properties/ReadOnlyPropertyAssignRuleTest.php
index 40bbb2d5c3..c461bcca8a 100644
--- a/tests/PHPStan/Rules/Properties/ReadOnlyPropertyAssignRuleTest.php
+++ b/tests/PHPStan/Rules/Properties/ReadOnlyPropertyAssignRuleTest.php
@@ -177,7 +177,27 @@ public function testBug12537(): void
 	#[RequiresPhp('>= 8.5')]
 	public function testCloneWith(): void
 	{
-		$this->analyse([__DIR__ . '/data/readonly-property-assign-clone-with.php'], []);
+		$this->analyse([__DIR__ . '/data/readonly-property-assign-clone-with.php'], [
+			[
+				'Readonly property ReadonlyPropertyAssignCloneWith\Foo::$pubSet is assigned outside of its declaring class.',
+				28,
+			],
+			[
+				'Readonly property ReadonlyPropertyAssignCloneWith\Bar::$value is assigned outside of its declaring class.',
+				47,
+			],
+		]);
+	}
+
+	#[RequiresPhp('>= 8.5')]
+	public function testBug14063(): void
+	{
+		$this->analyse([__DIR__ . '/data/bug-14063.php'], [
+			[
+				'Readonly property Bug14063\Obj::$value is assigned outside of its declaring class.',
+				18,
+			],
+		]);
 	}
 
 }
diff --git a/tests/PHPStan/Rules/Properties/data/bug-14063.php b/tests/PHPStan/Rules/Properties/data/bug-14063.php
new file mode 100644
index 0000000000..906db6e2cf
--- /dev/null
+++ b/tests/PHPStan/Rules/Properties/data/bug-14063.php
@@ -0,0 +1,18 @@
+<?php // lint >= 8.5
+
+declare(strict_types = 1);
+
+namespace Bug14063;
+
+final readonly class Obj
+{
+	public function __construct(public string $value) {}
+
+	public function withValue(string $value): self
+	{
+		return clone($this, ['value' => $value]); // OK - inside declaring class
+	}
+}
+
+$obj = new Obj('val');
+$newObj = clone($obj, ['value' => 'newVal']);
diff --git a/tests/PHPStan/Rules/Properties/data/readonly-phpdoc-property-assign-clone-with.php b/tests/PHPStan/Rules/Properties/data/readonly-phpdoc-property-assign-clone-with.php
index 2a120a4c73..cb85233f99 100644
--- a/tests/PHPStan/Rules/Properties/data/readonly-phpdoc-property-assign-clone-with.php
+++ b/tests/PHPStan/Rules/Properties/data/readonly-phpdoc-property-assign-clone-with.php
@@ -29,6 +29,6 @@ function (Foo $foo): void {
 	clone ($foo, [
 		'priv' => 1, // reported in AccessPropertiesInAssignRule
 		'prot' => 1, // reported in AccessPropertiesInAssignRule
-		'pub' => 1, // reported in AccessPropertiesInAssignRule
+		'pub' => 1, // reported here - @readonly property assigned outside declaring class
 	]);
 };
diff --git a/tests/PHPStan/Rules/Properties/data/readonly-property-assign-clone-with.php b/tests/PHPStan/Rules/Properties/data/readonly-property-assign-clone-with.php
index a7c96d1b98..0fd5d44f7d 100644
--- a/tests/PHPStan/Rules/Properties/data/readonly-property-assign-clone-with.php
+++ b/tests/PHPStan/Rules/Properties/data/readonly-property-assign-clone-with.php
@@ -29,6 +29,22 @@ function (Foo $foo): void {
 		'priv' => 1, // reported in AccessPropertiesInAssignRule
 		'prot' => 1, // reported in AccessPropertiesInAssignRule
 		'pub' => 1, // reported in AccessPropertiesInAssignRule
-		'pubSet' => 1,
+		'pubSet' => 1, // reported here - readonly property assigned outside declaring class
+	]);
+};
+
+final readonly class Bar
+{
+	public function __construct(public string $value) {}
+
+	public function withValue(string $value): self
+	{
+		return clone($this, ['value' => $value]); // OK - inside declaring class
+	}
+}
+
+function (Bar $bar): void {
+	clone ($bar, [
+		'value' => 'newVal', // reported in AccessPropertiesInAssignRule (protected(set)) - and also here
 	]);
 };