diff --git a/.changeset/validate-receipt-payment-option.md b/.changeset/validate-receipt-payment-option.md
new file mode 100644
index 0000000..5e42480
--- /dev/null
+++ b/.changeset/validate-receipt-payment-option.md
@@ -0,0 +1,5 @@
+---
+"@agentcommercekit/ack-pay": patch
+---
+
+Validate that a PaymentReceipt paymentOptionId matches an option from the verified Payment Request token. Exports `InvalidPaymentReceiptError` so callers can catch receipt validation failures explicitly.
diff --git a/packages/ack-pay/src/errors.ts b/packages/ack-pay/src/errors.ts
index 3765649..b030349 100644
--- a/packages/ack-pay/src/errors.ts
+++ b/packages/ack-pay/src/errors.ts
@@ -4,3 +4,10 @@ export class InvalidPaymentRequestTokenError extends Error {
     this.name = "InvalidPaymentRequestTokenError"
   }
 }
+
+export class InvalidPaymentReceiptError extends Error {
+  constructor(message = "Invalid payment receipt") {
+    super(message)
+    this.name = "InvalidPaymentReceiptError"
+  }
+}
diff --git a/packages/ack-pay/src/verify-payment-receipt.test.ts b/packages/ack-pay/src/verify-payment-receipt.test.ts
index 4705b55..53962e0 100644
--- a/packages/ack-pay/src/verify-payment-receipt.test.ts
+++ b/packages/ack-pay/src/verify-payment-receipt.test.ts
@@ -22,7 +22,10 @@ import { beforeEach, describe, expect, it } from "vitest"
 
 import { createPaymentReceipt } from "./create-payment-receipt"
 import { createSignedPaymentRequest } from "./create-signed-payment-request"
-import { InvalidPaymentRequestTokenError } from "./errors"
+import {
+  InvalidPaymentReceiptError,
+  InvalidPaymentRequestTokenError,
+} from "./errors"
 import type { PaymentRequestInit } from "./payment-request"
 import { verifyPaymentReceipt } from "./verify-payment-receipt"
 
@@ -31,11 +34,12 @@ describe("verifyPaymentReceipt()", () => {
   let unsignedReceipt: W3CCredential
   let signedReceipt: Verifiable<W3CCredential>
   let signedReceiptJwt: JwtString
+  let receiptIssuerKeypair: Awaited<ReturnType<typeof generateKeypair>>
   let receiptIssuerDid: DidUri
   let paymentRequestIssuerDid: DidUri
 
   beforeEach(async () => {
-    const receiptIssuerKeypair = await generateKeypair("secp256k1")
+    receiptIssuerKeypair = await generateKeypair("secp256k1")
     receiptIssuerDid = createDidKeyUri(receiptIssuerKeypair)
     const paymentRequestIssuerKeypair = await generateKeypair("secp256k1")
     paymentRequestIssuerDid = createDidKeyUri(paymentRequestIssuerKeypair)
@@ -144,6 +148,25 @@ describe("verifyPaymentReceipt()", () => {
     ).rejects.toThrow(InvalidPaymentRequestTokenError)
   })
 
+  it("throws when the receipt payment option is not in the payment request", async () => {
+    const mismatchedReceipt = {
+      ...unsignedReceipt,
+      credentialSubject: {
+        ...unsignedReceipt.credentialSubject,
+        paymentOptionId: "missing-payment-option-id",
+      },
+    }
+
+    const mismatchedReceiptJwt = await signCredential(mismatchedReceipt, {
+      did: receiptIssuerDid,
+      signer: createJwtSigner(receiptIssuerKeypair),
+    })
+
+    await expect(
+      verifyPaymentReceipt(mismatchedReceiptJwt, { resolver }),
+    ).rejects.toThrow(InvalidPaymentReceiptError)
+  })
+
   it("validates trusted receipt issuers", async () => {
     const result = await verifyPaymentReceipt(signedReceiptJwt, {
       resolver,
diff --git a/packages/ack-pay/src/verify-payment-receipt.ts b/packages/ack-pay/src/verify-payment-receipt.ts
index 3359ed8..a5bf01e 100644
--- a/packages/ack-pay/src/verify-payment-receipt.ts
+++ b/packages/ack-pay/src/verify-payment-receipt.ts
@@ -10,6 +10,7 @@ import {
   type W3CCredential,
 } from "@agentcommercekit/vc"
 
+import { InvalidPaymentReceiptError } from "./errors"
 import type { PaymentRequest } from "./payment-request"
 import {
   getReceiptClaimVerifier,
@@ -116,6 +117,18 @@ export async function verifyPaymentReceipt(
     },
   )
 
+  const receiptPaymentOptionId =
+    parsedCredential.credentialSubject.paymentOptionId
+  const paymentOptionExists = paymentRequest.paymentOptions.some(
+    (paymentOption) => paymentOption.id === receiptPaymentOptionId,
+  )
+
+  if (!paymentOptionExists) {
+    throw new InvalidPaymentReceiptError(
+      "Receipt paymentOptionId does not match any payment option in the Payment Request token",
+    )
+  }
+
   return {
     receipt: parsedCredential,
     paymentRequestToken,